Housing

Notary in Spain: costs of the buyer and the arancel calculation

The cost of a notary in Spain when buying a dwelling in Catalonia is defaulted by the buyer with the registration, and the fee is based on the official scale of the contract (Real Decreto 1426/1989) for the price of the escritura, so it is independent of the notary's choice.

Information material, not individual legal opinion: Prepared using IE; checked by a subject matter specialist before publication has not yet been completed; conditions apply to a particular situation and may change.
Short
  • In Catalonia, the cost of escritura, the first copy and registration are on the buyer unless the contract otherwise states (arts. 621-15 and 531-6 Código civil de Cataluña) [1][2]. In the rest of Spain, according to article 1455 Código Civil escritura, the seller defaults [3].
  • The notary fee on the compraventa scale is calculated on the Real Decreto scale of 90.151816 to 6,010.12 I, then declining shares in the price, with a 5% discount. [6].
  • The register is considered to be a separate scale Real Decreto 1427/1989: from 24.040484 me with a ceiling of 2,181.673939 I and also a 5% discount. [7].
  • Buyer is entitled to choose notary, all notaries have the same tariff [5][4].
  • The bank pays the notarized mortgage costs of the escritura, and the copies are paid by the person who requested them. [8].

Who pays a notary to buy a flat in Catalonia?

The buyer, unless otherwise agreed by the parties. Libro VI Código civil de Cataluña refers to article 531-6 Libro V: costs of escritura, first copy and the remaining costs after transfer, including registration, are borne by the buyers unless there is a special rule or agreement [1][2]. Generalitat lists 'notary minute' among buyer's expenses [4].

In the rest of Spain, the seller incurred the default cost of the escritura under article 1455 Código Civil, while the buyer incurred the cost of the first copy and all after the sale [3]In practice, the contract may allocate these costs differently, so check the terms before deposit.

What do the notary's fee look like?

The fee is fixed at the State rate of Real Decreto 1426/1989, so all notaries have the same rate. [6][4]For priced documents, the scale is applied to the value specified in escritura and then the discount is 5 per cent. [6].

Part of valueNotary (RD 1426/1989)Register (RD 1427/1989)
Up to 6,010.12 I90.151816 I'm fixed24.040484 I'm fixed
From 6,010.13 to 30,050.61 I4.5 per 1,0001.75 per 1,000
30,050.62 to 60 101.21 I1.5 per 1,0001.25 per 1,000
From 60 101.22 to 150 253.03 I1 per 1,0000.75 per 1,000
Between 150 253.04 and 601 012.100.5 per 1,0000.30 per 1,000
Over 601 012.100.3 per 1,000 to 6 010 121.04 I0.20 per 1,000

The total amount for the registry may not be less than 24.040484 I and above 2,181.673939 I, and the 5% discount is also valid [6][7].

How much does that take?

We have counted the scales for four imputed prices. Prices are random, not market data, and the calculation only refers to the main tariff. The real score is higher: copies are added (3.05061 I for folio), matrix sheets from the fifth, while Generalitat notes that the total is also dependent on the volume of escritura, the number of copies and parallel transactions. [6][4].

Price in escrituraPrincipal notary, 5% discountCore inventory, 5% discount
200 000 €About 341 meabout 177 me
300 000 €About 388 meabout 205 me
400 000 €about 436 meabout 234.
500 000 €about 483 meabout 262 me

This is the official scale of the editorial, not the notary or registrar. [6][7][4].

What's the mortgage bank paying for?

If you take a mortgage, Ley 5/2019 distributes the costs so that the bank pays notarized arancel for mortgage escritura, the deposit registration and gestoría services, the copy is paid by the person who requested it and the price (tasación) is paid by the lender [8]. For loans and mortgages, the notary reduces by 25% [6]AJD mortgage tax paid by the bank, on the page Generalitat, since 10 November 2018 [4]I. More detailed on the mortgage to a non-resident is a separate article: Mortgage to non-resident.

What else is included in the buyer's expenses?

In addition to the notary and registry, the buyer pays a tax: ITP for secondary housing or IVA with AJD for the renovation, as well as the cost of gestoría and the connection of public utilities. [4]III. Taxes under Article 1 on the purchase of taxesAssistance with the documents of the transaction: documents and escorts, and the role of the notary in the transaction in the material on estritura and notary.

What depends on the incident?

The number of pages and copies, the additional transactions (e.g. the mortgage signed on the same day) and the agreement with the seller on the expenses are dependent on the case. We have not found official statistics on the final accounts, and the scale is the basis only. Please specify the calculation from the notary before signing and check the contract with the lawyer before signing: Consultation.

Frequent issues

Who pays a notary to buy a flat in Catalonia?
By default, buyer: under Código civil de Catalúña, the cost of escritura is the first copy and registration is on it if there is no agreement or special rule. In the rest of Spain, Códico Civilescritura pays the seller by default. [1][2][3]
How much does a notary cost to buy a 300,000-I apartment?
On the arancel scale, the notary's main fee for the price of 300,000 I am about 388 I after 5% discount. This is the calculation of the non-copying, matrix sheets and other items of the account, the notary's final score will be higher. Ask the notary for the exact amount before signing. [6].
Can you choose a notary for a purchase?
Yes, on the Generalitat page, the buyer is entitled to choose a notary who will write an escritura. The tariff for all notaries is the same, as it is established by the State. The final score depends on the volume of escritura, the number of copies and the number of parallel transactions. [5][4].
How much is registration in Registro de la Propiedad?
On the Real Decreto 1427/1989 scale, for the price of 300,000 I am the main agent about 205 I after 5% adjustment. Minimum 24.040484 I, maximum 2,181.673939 I. The real account may include other items, while ITP or AJD are paid separately [7].
Does the buyer pay the notary for the mortgage?
No, Ley 5/2019 does notarized arancel for mortgage escritura pays the bank, as does the deposit and gestoría. [8].

Based on source

  1. BOE · Ley 3/2017, libro sexto del Código civil de Cataluña, artículo 621-15 ↗
  2. BOE · Ley 5/2006, libro quinto del Código civil de Cataluña, artículo 531-6 ↗
  3. BOE · Código Civil, artículo 1455 ↗
  4. Generalitat de Catalunya · Despeses de la compravenda d'un habitatge ↗
  5. Generalitat de Catalunya · Trobat l'habitatge: passos a seguir (elección de notario) ↗
  6. BOE · Real Decreto 1426/1989, Arancel de los Notarios, número 2 y número 4 ↗
  7. BOE · Real Decreto 1427/1989, Arancel de los Registradores de la Propiedad, número 2 ↗
  8. BOE · Ley 5/2019 reguladora de los contratos de crédito inmobiliario, artículo 14 ↗

Sources are viewed on 02.10.2026. Consolidated texts and departmental reference pages are informative: legal application takes into account official publications, changes and specific circumstances. Material has not been personally checked by counsel.

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